高收益检查率

利率

0.40

%

50

合格余额$0.00 - $20,000

0.05

%

50

合格余额超过2万美元

0.01

%

79

Non-qualifying余额

高产量检测特性

    高股息

    在合格余额上赚取高股息.5  

    ATM费退款

    Receive up to $12 in ATM refunds each month.5

    Zelle®

    Send money to friends and family with Zelle108 108

    早期的发薪日

    Set up direct deposit and get paid up to two days early67

    Go上的存款

    Take advantage of Mobile Deposit within the FSCU数字银行手机app

    免费Visa®千亿平台下载记卡

    使用你的卡或对 数字钱包 to make secure and simple purchases worldwide.

    免费eStatements

    View your statements easily online with free eStatements.4

    联邦担保

    Your funds are federally insured up to $250,000.

如何有资格 for Higher Dividends and ATM费退款

只需两个简单的步骤,你就可以获得更高的股息和提款机手续费退款——而且你可能已经在这么做了:

  1. Have at least one direct deposit of $500 or more.

  2. Make at least 12 debit card purchases that post and clear.

如果你没有达到上面列出的每月账户要求或维持至少1美元的平均每日余额,000, 每月4美元的费用.95个将被评估.

高产量检查常见问题

要开一个支票帐户,你必须 成为一员 与第一次服务. 你可以用三种方法做到这一点:

  1. 网上开户 在几分钟内!

  2. 访问我们的任何一个 休斯敦分支.

  3. 打电话给我们, (713) 676-7777 电话开户.

我们的路由号码是 313090561.

第一服务数字银行在美国,开立直接存款帐户易如反掌! 只需遵循以下步骤:

  1. 登录First Service数字银行.
  2. Once you’ve logged in to digital banking, navigate to 设立直接存款账户.
  3. You will see a list of your eligible accounts. 在每个账户右侧的空白区域中,分配你想要直接转入每个账户的薪水百分比.
    • The total amount of these items must add up to 100% for you to move on.

  4. Once you have noted the allocation you would like, select 下一个.
  5. Review the information on your screen and, if everything looks correct, 点击 提交.
  6. A new direct deposit form will be generated. 点击 下载直接存款表格 以PDF格式下载此表格,然后递交给你工作单位的薪资经理.
  1. Once you’ve logged in to digital banking, navigate to 额外的服务 在设置.
  2. Select eStatements.
  3. 你会被问及是否愿意以电子方式而非邮寄方式收到帐户结单. 要注册statement, click the toggle switch to the right of the question so that it appears green.
  4. If this is the first time you have selected this setting, 您将被要求同意一份关于电子接收报表的免责声明.
  5. 点击 保存更改.

查看你的余额很容易. Your balance is shown immediately when you log in to 第一服务数字银行 或者是 FSCU数字银行手机app账户汇总 页面. You can also check your balance at over 30,000 自动取款机 within the Shared ATM network.

The actual balance is the total amount of funds in your account. 它不反映未完成的交易,这些交易尚未完全处理和清算您的帐户. 可用余额是可用于交易的实际余额的金额.

You should only make transactions against the available balance. 如果超出了可用余额, even though the actual balance may be greater, 你可以透支你的账户. 这可能导致交易反弹, 返回物品, and service charges due to non-sufficient funds. 有关如何处理事务以及支付它们的顺序和时间框架的详细信息, please see the Funds Availability Policy in the 会员服务协议.

若要查看可用余额,请登录 第一服务数字银行 或者是 FSCU数字银行手机app. You can also check your balance at over 30,000 自动取款机 within the Shared ATM network.

礼貌支付 这项服务是为支票账户成员提供的,并为退回的支票和被拒绝的ATM或千亿平台下载记卡交易提供一定程度的保护,以避免资金不足(NSF)服务费用. 成员 必须选择 将礼金支付的范围扩大到包括自动取款机或千亿平台下载记卡账户透支交易. 它是 不是一个贷款 — it is a courtesy extended to qualified members in good standing to cover items, 达到你的资格限度. We pay overdrafts at our discretion, which means that we 并不能保证 that we will always authorize and pay any type of transactions.

透支保护

我们知道事情并不总是按计划进行. That's why your account gives you two ways to help you avoid overdrafts. You can create an extra line of defense for your account, by linking it to a savings account or line of credit.7  Plus, you can receive additional coverage with 礼貌支付.8  如果你不小心透支了你的账户, our two overdraft protections options will have you covered.

Financial 资源 for All Life's Adventures

无论你在人生的哪个阶段, 我们已经给你写了很多文章, tips and financial advice to help you achieve your goals.

第一步

开始

Lay a solid foundation with basic financial advice on budgeting, 债务管理, 买第一套房子, 和更多的.

第二步

家庭生活

Tackle life as a team and win big with tips for maintaining your home, 准备生孩子, 和更多的.

第三步

规划未来

Plan for all of your goals with advice on saving f或者是 future, 充分利用你的退休生活, 规划你的遗产.