Deposit Rates

Print Deposit Rates

费率的准确日期为2021年10月25日，并可能随时更改.

Balance Dividend Rate Annual Percentage Yield (APY)51 Minimum Opening Balance Minimum Balance to Earn APY Minimum Balance to Avoid Service Fee Dividends Compounded and Credited Dividend Period
$100 and over 0.05% 0.05% $5.00 $100.00 and over $5.00 Monthly Monthly

Balance Dividend Rate Annual Percentage Yield (APY)51 Minimum Opening Balance Minimum Balance to Earn APY Minimum Balance to Avoid Service Fee Dividends Compounded and Credited Dividend Period
$100.00 and over 0.05% 0.05% $5.00 $100.00 and over — Monthly Monthly

Balance Dividend Rate Annual Percentage Yield (APY)51 Minimum Opening Balance Minimum Balance to Earn APY Minimum Balance to Avoid Service Fee Dividends Compounded and Credited Dividend Period
$100.00 and over 0.05% 0.05% $5.00 $100.00 and over $5.00 Monthly Monthly

Balance Dividend Rate Annual Percentage Yield (APY)99 Minimum Opening Balance Minimum Balance to Earn APY Minimum Balance to Avoid Service Fee Dividends Compounded and Credited Dividend Period
$0 to $2,499.99 0.05% 0.05% $1.00 $0 to $2,499.99 - Monthly Monthly
$2,500.00 to $24,999.99 0.15% 0.15% $1.00 $2,500.00 - $24,999.99 - Monthly Monthly
$25,000.00 to $49,999.99 0.20% 0.20% $1.00 $25,000.00 - $49,999.99 - Monthly Monthly
$50,000.00 to $99,999.99 0.25% 0.25% $1.00 $50,000.00 - $99,999.99 - Monthly Monthly
$100,000.00 to $249,999.99 0.30% 0.30% $1.00 $100,000.00 - $249,999.99 - Monthly Monthly
$250,000.00 and above 0.40% 0.40% $1.00 $250,000.00 and above - Monthly Monthly

Balance Dividend Rate Annual Percentage Yield (APY)51 Minimum Opening Balance Minimum Balance to Earn APY Minimum Balance to Avoid Service Fee Dividends Compounded and Credited Dividend Period
$100.00 and over 0.05% 0.05% $5.00 $100.00 and over $5.00 Monthly Monthly

Balance Dividend Rate Annual Percentage Yield (APY)51 Minimum Opening Balance Minimum Balance to Earn APY Minimum Balance to Avoid Service Fee Dividends Compounded and Credited Dividend Period
$5 and over 0.10% 0.10% $5.00 $5.00 — Monthly Monthly

Balance Dividend Rate Annual Percentage Yield (APY)53 Minimum Opening Balance Minimum Balance to Earn APY Minimum Balance to Avoid Service Fee Dividends Compounded and Credited Dividend Period
$5 and over 0.30% 0.30% $5.00 $5.00 — Monthly Monthly

Balance Dividend Rate Annual Percentage Yield (APY)99 Minimum Opening Balance Minimum Balance to Earn APY Minimum Balance to Avoid Service Fee Dividends Compounded and Credited Dividend Period
$0 - $2,499.99 0.05% 0.05% $1.00 $0 - $2,499.99 - Monthly Monthly
$2,500.00 to $24,999.99 0.15% 0.15% $1.00 $2,500.00 to $24,999.99 - Monthly Monthly
$25,000.00 to $49,999.99 0.20% 0.20% $1.00 $25,000.00 - $49,999.99 - Monthly Monthly
$50,000.00 to $99,999.99 0.25% 0.25% $1.00 $50,000.00 - $99,999.99 - Monthly Monthly
$100,000.00 to $249,999.99 0.30% 0.30% $1.00 $100,000.00 - $249,999.99 - Monthly Monthly
$250,000.00 and above 0.40% 0.40% $1.00 $250,000.00 and above - Monthly Monthly

Balance Dividend Rate Annual Percentage Yield (APY)50 Minimum Opening Balance Minimum Balance to Earn APY Minimum Balance to Avoid Service Fee Dividends Compounded and Credited Dividend Period

Nonqualifying Balances $0.01 and Over

 0.01% 0.01% $1.00 All Balances $1,000 Monthly Monthly

Qualifying Balances over $20,00050

0.05% 0.05% $1.00 Over $20,000 — Monthly Monthly

Qualifying Balances $0.00 - $20,00050

0.40% 0.40% $1.00 $0.00 - $20,000 — Monthly Monthly

Balance Dividend Rate Annual Percentage Yield (APY)51 Minimum Opening Balance Minimum Balance to Earn APY Minimum Balance to Avoid Service Fee Dividends Compounded and Credited Dividend Period
$100 to $49,999.99 0.30% 0.30% $25.00 $100.00 - $49,999.99 — Monthly Monthly
$50,000 and over 0.59% 0.60% $25.00 $50,000.00 and over — Monthly Monthly

Term Balance Dividend Rate Annual Percentage Yield (APY)10 Minimum Opening Deposit Dividends Compounded and Credited Dividend Period
6 months $1,000 to $49,999.99 0.15% 0.15% $1,000.00 Monthly Monthly
6 months (jumbo) $50,000 and over 0.20% 0.20% $50,000.00 Monthly Monthly
12 months $1,000 to $49,999.99 0.30% 0.30% $1,000.00 Monthly Monthly
12 months (jumbo) $50,000 and over 0.35% 0.35% $50,000.00 Monthly Monthly
18 months $1,000 to $49,999.99 0.40% 0.40% $1,000.00 Monthly Monthly
18 months (jumbo) $50,000 and over 0.45% 0.45% $50,000.00 Monthly Monthly
24 months $1,000 to $49,999.99 0.45% 0.45% $1,000.00 Monthly Monthly
24 months (jumbo) $50,000 and over 0.49% 0.50% $50,000.00 Monthly Monthly
36 months $1,000 to $49,999.99 0.54% 0.55% $1,000.00 Monthly Monthly
36 months (jumbo) $50,000 and over 0.59% 0.60% $50,000.00 Monthly Monthly
48 months $1,000 to $49,999.99 0.59% 0.60% $1,000.00 Monthly Monthly
48 months (jumbo) $50,000 and over 0.64% 0.65% $50,000.00 Monthly Monthly
60 months $1,000 to $49,999.99 0.69% 0.70% $1,000.00 Monthly Monthly
60 months (jumbo) $50,000 and over 0.79% 0.80% $50,000.00 Monthly Monthly

Term Balance Dividend Rate Annual Percentage Yield (APY)10 Minimum Opening Deposit Dividends Compounded and Credited Dividend Period
6 Months $1,000 and over 0.20% 0.20% $1,000.00 Monthly Monthly
12 Months $1,000 and over 0.35% 0.35% $1,000.00 Monthly Monthly
18 Months $1,000 and over 0.45% 0.45% $1,000.00 Monthly Monthly
24 Months $1,000 and over 0.49% 0.50% $1,000.00 Monthly Monthly
36 Months $1,000 and over 0.59% 0.60% $1,000.00 Monthly Monthly
48 Months $1,000 and over 0.64% 0.65% $1,000.00 Monthly Monthly
60 Months $1,000 and over 0.79% 0.80% $1,000.00 Monthly Monthly

Balance Dividend Rate Annual Percentage Yield (APY)10 Minimum Opening Balance Dividends Compounded and Credited Dividend Period Additional Deposit
$100 and over 0.30% 0.30% $100.00 Monthly Monthly Monthly deposit of at least $50 required

Loan Rates

Print Loan Rates

Rates are accurate as of 10/25/2021 and subject to change. 利率可能因个人信用记录和承销因素而有所不同. 以下显示的利率是基于信用评分750+和所有可能的GAP折扣, warranties, and payment protection products.

Annual Percentage Rate11 Term Loan Amount Payment Example Per $1,000 Borrowed
As low as 2.74% Up to 36 months $28.16
As low as 2.99% Up to 48 months $21.66
As low as 3.24% Up to 60 months $17.76
As low as 3.49% Up to 72 months $20,000 and up $15.19
As low as 3.74% Up to 84 months $35,000 and up $13.38

Annual Percentage Rate11 Term Loan Amount Payment Example Per $1,000 Borrowed
As low as 3.74% Up to 36 months $28.58
As low as 3.99% Up to 48 months $22.08
As low as 4.24% Up to 60 months $18.20
As low as 4.49% Up to 72 months $20,000 and up $15.63
As low as 4.74% Up to 84 months $35,000 and up $13.83

Annual Percentage Rate15 Term Loan Amount Payment Example Per $1,000 Borrowed
As low as 5.99% Up to 60 months $7,500 and under $18.97
As low as 6.24% Up to 72 months $7,501 - 15,000 $16.42
As low as 6.49% Up to 120 months $15,001 - 25,000 $11.23
As low as 6.74% Up to 132 months $25,001 - 35,000 $10.64
As low as 6.99% Up to 144 months $35,001 and greater $10.18

Annual Percentage Rate15 Term Loan Amount Payment Example Per $1,000 Borrowed
As low as 7.95% Up to 60 months $20.08

Annual Percentage Rate21 Term Loan Amount61 Payment Example Per $1,000 Borrowed
As low as 6.25% Up to 36 months Maximum of $5,000 $30.62

Annual Percentage Rate21 Term Loan Amount Payment Example Per $1,000 Borrowed
As low as 6.99 - 16.99% Up to 60 months Up to $30,000 $19.80 - 25.02

Annual Percentage Rate21 Index Loan Amount
8.99 - 17.39% Index 6 Months T-Bill + 4.15% - 12.25% (Floor 8.99% - 17.39% Cap) Maximum of $30,000

Annual Percentage Rate21 Term
Regular Share Rate + 3% Up to 10 Years

Annual Percentage Rate21 Term
Regular Share Rate + 3% Same term and maturity as certificate

Annual Percentage Rate16
7.99 - 18.00%

Annual Percentage Rate87 Term Loan Amount Payment Example Per $1,000 Borrowed
As low as 5.99% 1-5 Years $25,000.00 and up $19.33 at 5 years
As low as 6.24% 6-10 Years $25,000.00 and up $11.22 at 10 years
As low as 6.49% 11-20 Years $25,000.00 and up $7.45 at 20 years

Annual Percentage Rate87 Term Loan Amount Payment Example Per $1,000 Borrowed
As low as 5.74% 1-5 years Years $25,000.00 and up $19.22 at 5 years
As low as 5.99% 6-10 years Years $25,000.00 and up $11.11 at 10 years
As low as 6.24% 11-20 years Years $25,000.00 and up $7.31 at 20 years

Annual Percentage Rate87 Term Loan Amount Payment Example Per $1,000 Borrowed
As low as 3.99% 1-5 Years $25,000.00 and up $18.41 at 5 years
As low as 4.49% 6-10 Years $25,000.00 and up $10.36 at 10 years
As low as 4.99% 11-20 Years $25,000.00 and up $6.59 at 20 years

Annual Percentage Rate87 Term Loan Amount Payment Example Per $1,000 Borrowed
As low as 3.75% 1-5 years Years $25,000.00 and up $18.31 at 5 years
As low as 4.24% 6-10 years Years $25,000.00 and up $10.25 at 10 years
As low as 4.74% 11-20 years Years $25,000.00 and up $6.46 at 20 years

Service Charges

Print Fees

服务收费以2021年10月25日为准，并可随时更改..

Fee Description Fee Amount
High Yield Checking Account Service Charge

$4.95 per month if the monthly qualifications are not met5

Fresh Start Checking Account Service Charge

$9.00 per month
Club Savings Account Excessive Withdrawal Service Charge

$5.00 per withdrawal after 1 per month

Fee Description Fee Amount
Premium Business Checking Account Service Charge

$7.如未维持最低余额或未登记于商户服务，则每月00元, Payroll Management, or Remote Desktop Deposit81

Premium Business Checking Account Excessive In-Branch Item Charge

$0.25 per in-branch item over 150 per month82

Organization Checking Account Excessive Item Service Charge

$0.25 per item over 100 per month32

Fee Description Fee Amount

Card Replacement Service Charge

$7.00 per card
Overdraft Transfer Service Charge

$5.00 per transfer

Courtesy Pay Service Charge

$30.00 per paid item (waived for consumer transactions $5.00 or less)

Insufficient Funds (NSF) Service Charge90

$30.00 (waived for consumer transactions $5.00 or less)
Stop Payment Service Charge

$30.00 per item

Third Party Return Deposit Item (RDI) Service Charge

$15.00 per item
First Party Return Deposit Item (RDI) Service Charge

$30.00 per item
Invalid MICR Line Processing $2.00 per item
Temporary Checks $4.00 per sheet of 8 checks
Foreign (Non-First Service) ATM Service Charge

$2.00 per item

Items Sent for Collection

$20.00 per item  plus third party service charges

Domestic Wire Transfer Service Charge (in Digital Banking)

$20.00

Domestic Wire Transfer Service Charge (Walk-In)

$25.00

Foreign Wire Transfer Service Charge (in Digital Banking)

$40.00
Foreign Wire Transfer Service Charge (Walk-In)

$45.00 plus any corresponding bank charges

Cashier's Check

$5.00 per check
Travel Card

$9.50 per item

Reloadable Card

$4.95 each
Gift Card $3.95 each

Paper Statement Processing Service Charge

$5.00 per statement

Statement Copy Service Charge

$5.00 per statement
Check Copy Service Charge

$3.00 per item

Account Activity Printout

$5.00 per printout

Account Reconciliation

$25.00 per hour ($25.00 minimum)

Account Research

$25.00 per hour ($25.00 minimum)

Inactive Account Service Charge100

$5.00 every 30 days
Notary Service (Non-Members)

$6.00

IRA Transfer Service Charge

$30.00
Account Closure Service Charge

$15.00 per account if closed within 6 months of opening

Returned Mail / Bad Address Service Charge

$7.00 per month

Verification of Deposit Requests

$10.00 per completed form
Check Cashing Service Charge (Members)

支票金额的2%(户口结余或贷款不少于250元，可获免收服务费)
Check Cashing Service Charge (Non-Members)

2% of total check amount or $10.00以较大者为准(包括从First Service帐户支取的支票)
Change / Rolled Coin Order $2.50
Coin Exchange / Coin Machine Service Charge (Members)

3% of total amount of coins exchanged

Coin Exchange / Coin Machine Service Charge (Non-Members)

7% of total amount of coins exchanged
Service Center Assisted Phone Requests

$2.每月2次以上每电话00元(不适用于70岁或以上的会员)
Business Remote Desktop Deposit

$50.00 per month
Business Sweep Services

$50.00 per month
Business Zero Balance Service

$40.00 per month

Loan Payment Coupon Service Charge

$10 per coupon set

介绍性或促销期间的信用卡余额转帐费用

5% of transfer amount

Expedited Shipping Service Charge

$30.00

Tax Levy or Garnishment Service Charge

$50.00

Lost Title or Release of Lien Replacement Service Charge

$15.00

Fee Description Fee Amount

Business Analysis Account Maintenance Service Charge

$19.00 per month

Uncollected Funds Charge

2% of pending amount

Insufficient Funds (NSF) Service Charge90

$30.00

Returned Deposited Item Service Charge

$10.00 per item

Stop Payment Service Charge

$30.00 per item

Incoming Domestic Wire Transfer Service Charge

$15.00

Outgoing Domestic Wire Transfer Service Charge

$25.00

International Wire Transfer Service Charge

$50.00

Cashier's Check Service Charge

$3.00 per check

Remote Desktop Deposit Service Charge

$50.00 per month

Sweep Service Charge

$50.00 per month

Zero Balance Service Charge

$40.00 per month

ATM/Debit Card Transaction Service Charge

$0.20 per item

ACH/Electronic Debit Service Charge

$0.20 per item

Cash Withdrawal Service Charge

$0.20 per item

In-Branch Deposit Service Charge

$0.25 per item

ACH Credit/Deposit Service Charge

$0.15 per item