Starting Out

我们都知道未雨绸缪是个好主意, 但我们并不总是坚持到底. Here, we discuss why having an emergency fund is so important and offer tips to help you get started on building one that will work for you.

Cryptocurrency is a growing form of digital currency that has quickly become a popular investment. 这里我们将解释它是什么，它是如何工作的，以及它对你意味着什么. 本指南将帮助解释初学者应该知道的加密货币的一切.

少数族裔拥有的企业是我们社区的重要组成部分, 我们还创建了一个资源列表，帮助他们克服独特的挑战. 继续阅读了解联邦政府的项目, state, 甚至在社区层面支持少数族裔企业主.

申请抵押贷款可能是困难和耗时的, but we've created this guide to help you understand how lenders qualify potential buyers and what you can do at each step of the process to improve your chances of being approved for the mortgage you really want.

We've created this helpful guide to help you navigate the choices that can impact how well an auto loan meets your short- and long-term needs. 当你为贷款选择附加项时, we can help you determine which ones are beneficial and which ones may not offer you any value.

An economic recession can mean higher unemployment and less confidence in keeping or improving your current salary. 然而，对于那些已经做好准备的人来说，经济衰退并不一定意味着灾难. That's why we've gathered together some simple strategies to help get you through any downturn.

当你想千亿平台下载钱的时候，了解你的选择是很重要的. This guide to personal loans and lines of credit will help you make the best choice for your situation.

Popular digital wallets like Apple Pay®, Samsung Pay™, or Google Pay™ are changing the way we shop. And, 随着信用卡盗窃案的增多, 现在是拥抱这个安全的最好时机, secure technology. 了解更多关于数字钱包的信息，并了解如何在今天进行转换!

预算基础:7个步骤建立你的第一个预算

一开始，制定预算似乎有些困难. 这是一项重大的工作，也是一项重要的工作，但你每做一次就会变得更容易. Once you do the work of creating your first budget, all you need to do is keep it updated.

没有计划就是计划着去失败. 遵循这些简单的步骤，你就能掌控你未来的财务状况.

你教导孩子要有礼貌，要做作业，要打扫房间. 但你在教他们如何理财吗? 健康的理财习惯是一项重要的技能，越早越好. 你的孩子越早学会理财技巧, 他们的财商就会越强. 让你和你的孩子为未来的经济道路做好准备, 这是第一服务公司的年龄指南.

购买你的第一套房子的过程可能会有点漫长，这已经不是什么秘密了, 对很多人来说，这可能会让人不知所措. That’s where we come in. 在First Service，我们想让首次购买的顾客获得成功. Be prepared with this step-by-step guide, full of helpful tips for each step of the process.

Saving for retirement should be a pillar of your financial plan – regardless of your age. 如果你希望在某个时候退休，你需要从今天开始采取行动. 继续往下读，你会发现为退休储蓄的好处, 如何最大限度地利用你的钱, 简单的步骤来帮助你开始.

你的家很可能是你做过的最大的一笔购买. 就像你的健康一样，它必须得到维护，不能被忽视. Protect your investment by following this home-maintenance checklist and tips on how to budget and save.

你的家很可能是你做过的最大的一笔购买. 就像你的健康一样，它必须得到维护，不能被忽视. Protect your investment by following this home-maintenance checklist and tips on how to budget and save.

在2020年，许多事情导致了我们的日常生活的重大变化.多亏了巨大的技术进步, though,采取适当的预防措施比以往任何时候都容易. 这里有一些方法，即使在紧急情况下，你也可以很好地管理你的财务.

你的家很可能是你做过的最大的一笔购买. 就像你的健康一样，它必须得到维护，不能被忽视. Protect your investment by following this home-maintenance checklist and tips on how to budget and save.

你的家很可能是你做过的最大的一笔购买. 就像你的健康一样，它必须得到维护，不能被忽视. Protect your investment by following this home-maintenance checklist and tips on how to budget and save.

你的家很可能是你做过的最大的一笔购买. 就像你的健康一样，它必须得到维护，不能被忽视. Protect your investment by following this home-maintenance checklist and tips on how to budget and save.

当你想千亿平台下载钱的时候，了解你的选择是很重要的. This guide to personal loans and lines of credit will help you make the best choice for your situation.

If you’ve lived in your home for five years or longer, you’ve probably built up some equity. That may mean you can either refinance or take out a home equity loan to put some extra cash in your pocket quickly. Here we explain the difference between cash-out mortgage refinancing and a home equity loan.

For many Americans, 夏天意味着泳池派对和户外烧烤, 但温暖的天气也可能意味着增加你家的水电费. 如果你厌倦了整个夏天的高额电费, 然后，你可以做一些简单的改变来帮助减少能源的使用.

如果你曾经申请过贷款，甚至开过银行账户, 你可能听过“信用评分”这个词.” This numerical value, 对一些人来说，这似乎是模糊和武断的, 能让你获得所需资金的能力有所不同吗. 无论你有伟大的信用或你想提高你的分数，我们可以帮助. 让我们先来深入了解一下我们所说的“信用评分”是什么意思.”

Hurricanes are strong tropical storms that can bring torrential rain, winds, flooding, and more. 根据飓风的严重程度，它可以对其到达的任何地区造成毁灭性的影响. However, with hurricanes, 通常有时间准备，这样你就有机会降低风险. Here we share tips to help prepare your family, finances, and home this hurricane season and beyond.

No matter where you’re at in your career, you should be working towards your financial goals. 对许多人来说，挣钱就像上了一堂金融知识的速成课. This guide helps you plan for and work towards a more secure financial future at every stage of your career. 

经营一家小企业是有挑战的, and nearly all business owners would agree that managing cash flow is one of the biggest. Fortunately, there are several ways for small business owners to access capital for their businesses. 这里我们将讨论SBA提供的各种项目, 解释小企业管理局的贷款如何用于发展企业, 甚至为你的企业提供申请小型企业管理局贷款的建议.

数以百万计的美国人上下班都依赖于私人交通工具, school, 或者只是去城里转转. 尽管汽车是许多人的交通工具，但拥有一辆汽车可能很昂贵. 如果你想为你的汽车贷款再融资, this article will help you learn everything you need to know about auto refinancing so you can get the best rate on your vehicle.

开办和维持一家企业是一项充满爱心的工作. Successful business owners understand that managing cash flow is a top priority and know how to ensure funds are accessible when the business needs them. Maintaining a strong business credit profile is one of the most crucial pieces of doing this.

我们应该一直努力确保我们的家是健康、清洁和安全的. 毕竟，这是一个我们能够控制的环境. 这篇文章提供了五个小贴士，让你和你的家人在家里保持健康, 不管外面发生了什么.

Saving for retirement should be a pillar of your financial plan – regardless of your age. 如果你希望在某个时候退休，你需要从今天开始采取行动. 继续往下读，你会发现为退休储蓄的好处, 如何最大限度地利用你的钱, 简单的步骤来帮助你开始.

随着平均汽车价格的持续上涨, many lenders are now offering auto loans that last up to 84 months (7 years) to keep monthly payments within more buyers’ reach. 这些延期还款方案听起来可能是个不错的选择, 但它们并不总是对你的长期财务健康有好处.

如果你想买房的话, 选择合适的抵押贷款类型是一个重要的决定, 所以你需要充分了解每种抵押贷款的不同之处. Here we discuss eight of the most popular mortgage types to help you make the best decision for your home buying journey.

For many, the holiday season is a joyful time of opportunity and a chance to catch up with loved ones. 对另一些人来说，由于季节性开支，这段时间可能会变得紧张. Check out these tips to manage your finances and keep from overspending this holiday season.

The holidays are an exciting time of year, but they can take a financial toll on any family. Nearly every year, 美国家庭的平均债务增加了1美元以上,因为他们要靠信用卡支付度假费用. 让我们谈谈解决这个问题的更好方法.

申请商业贷款可能会很棘手. 然而，如果你是一个企业主， that shouldn’t discourage you from seeking the loan your business might need. In this article, we identify several common application objections and offer tips on how to overcome them.

购买你的下一辆车:自信购买的7个步骤

Next to buying a house, 买车是大多数人最可能做的一件大事. 成千上万你辛苦赚来的钱都在这上面, 你想要做出一个明智的决定，让你的钱得到最大的回报. These simple steps can help you make smart choices and secure a good deal on your next new or used car.

关于抵押贷款再融资你需要知道的一切

If you are thinking about refinancing your own home, it can be hard to know exactly where to start. Don't worry. 我们把你需要知道的一切都集中在一起了, 所以你不必独自开始这段旅程. Empower yourself today with this essential knowledge so you can make the right financial choices for you and your family.